Please enter your Location ^*

City/Town name ^*

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What is your current profession? ^*

Salaried  (private/govt.)

Business

Self-employed

Retired

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What is your annual household income? ^*

Less than ₹10,00,000

₹10,00,000 - ₹25,00,000

₹25,00,000 - ₹50,00,000

₹50,00,000 - ₹1 crore

Above ₹1 crore

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How many children do you have? ^*

1 child

2 or more

No children

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How old is your child? ^*

0-5 years

6-12 years

13-17 years

18+ years

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How old is your youngest child? ^*

0-5 years

6-12 years

13-17 years

18+ years

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How old is your oldest child? ^*

0-5 years

6-12 years

13-17 years

18+ years

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For the following section, kindly answer with your eldest child in mind.

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Do you set aside or invest money specifically for your child's future? ^*

(whether in your name or in your child's name)

Yes, I invest specifically for my child

No, but I am considering it

No, and I am not considering it at this time

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If you aren't currently considering a dedicated fund for your child, may we ask why? ^*

(Select those that apply)

Other financial priorities (Loans, retirement, etc.)

Too early to start (Child is still very young)

Budget constraints (No surplus funds right now)

Prefer a single fund for all family needs

Other

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Do you have a specific amount in mind for your child’s future needs (a financial base)? ^*

Yes (I have a calculated number)

Roughly (Only a vague idea)

Not yet, but I plan to calculate it

No (I just save what i can)

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Approximately how much do you invest per year for your child's future (on average)? ^*

(on average per year)

Less than ₹2,00,000 per year

₹2,00,000 – ₹5,00,000 per year

₹5,00,000 – ₹10,00,000 per year

₹10,00,000 - ₹25,00,000 per year

Above ₹25,00,000 per year

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Do you have a clear plan on how to achieve your child’s financial base? ^*

I have one (A clear, active plan)

I am still figuring it out

I don’t need one (I prefer saving informally)

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Which of these do you currently use to build your child’s financial base? ^*

(Select those that apply)

Equity investments (Mutual funds, Stocks)

Traditional Safety (FDs, RDs, Bonds,etc.)

Government Schemes (PPF,SSY, etc.)

Hybrid & Insurance linked (LIC, ULIPs, etc.)

Real & tangible assets (Real estate, Gold/Silver, Trusts etc.)

None (Regular savings account, cash etc.)

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Would you be interested to invest in equity instruments for your child? ^*

(stocks and mutual funds)

Yes, Definitely

May be (but I am worried about the safety)

No (I don't want to take any risk)

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What are your concerns regarding investing in equity investments for your child? ^*

(Select those that apply)

Fear of losing the money I invest

Not understanding how it works

The market might be down when I need the money

Too difficult to set-up or manage

The risk doesn't feel worth the potential returns

Other

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Would you prefer to track all your child's investments in one place? ^*

(Traditional investments such as FDs, PPF, and insurance)

Yes, definitely

Maybe, if it is easy to use

No, I prefer managing them separately

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What would make you more comfortable investing in the equity (stocks and mutual funds) for your child? ^*

(Select those that apply)

Guaranteed protection of the investment

Better understanding of how it works

Proof of returns over long term

Advice from a trusted expert

Starting with very small amounts

Other

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Where do you manage the equity investments for your child's future? ^*

(your current set-up)

In their demat account (Legally in their name)

In my demat account (But I track it separately)

Mixed with my personal investments

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Where do you manage equity investments for your children's future? ^*

(your current set-up)

In their individual demat accounts (Legally in their name)

In my demat account (but earmarked separately for each child)

In my demat account (combined investments for all children)

Mixed with my personal investments

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Do you ever use or move this money for other purposes? ^*

(money intended for your child)

Never: Strictly for my child

Rarely: Only for emergencies

Occasionally: For major purchases or other investments

Often: For various family expenses

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Does having money legally in your child’s demat account, make you less likely to touch it for other needs? ^*

Yes, it's off-limits (Untouchable for a long-term, eg.10+ years)

No, I would use it if a need arises

Only if it is a true emergency (As a last resort)

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If the setup was simple, would you prefer the equity investments to be in your child’s demat account? ^*

Yes, in their demat account (Kept completely separate)

No, in my demat account (Just earmarked / tracked separately)

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What is the main reason you prefer keeping investments in your demat account and not in your child's demat account? ^*

(Select those that apply)

Easier to manage (less paperwork)

More flexibility (easier to use in emergencies)

Retain control (child doesn’t get control at 18)

Too complicated (opening a minor account is a hassle)

Other

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What do you see as the biggest advantage of putting the investments in your child’s demat account? ^*

(Select those that apply)

Guarantees the goal (Ensures it’s only used for them)

Better discipline (I’m less likely to withdraw from it)

Easy transfer (Automatic ownership when they turn 18)

Clearer tracking (Zero confusion with my own money)

Other

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When do you believe your child should ideally receive this 'financial base'? ^*

(the money saved for the child's future)

Higher education (age 18 - 22)

Early career (age 23 - 25)

Financially independent (age 26 - 35)

Or as an inheritance (later in life)

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Which of these have already been set up in your child’s name? ^*

(Select all that apply)

Aadhaar Card

Bank Account (Minor/Junior account)

PAN Card (Minor PAN)

Demat Account (Minor Demat)

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If a service made the process of investing in your child’s name easy, would you use it? ^*

(dedicated demat account for your child)

Yes, definitely

Not sure

No, I am satisfied with my current setup

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Would you pay a small fee for a service that handles all the paperwork? ^*

(Covers minor PAN, minor Bank account, and minor Demat account setup)

Yes, definitely (Not worth the hassle myself)

Maybe (Depends on the total cost)

No (I’d rather do it myself for free)

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What is the reasonable one-time fee you would be willing to pay for this service? ^*

(Just for research—no payment needed)

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Do you feel you need expert guidance to plan and manage your child’s financial base? ^*

Yes, I need advice (I want professional help)

I’m unsure (I’d consider it if it is affordable)

No, I can manage (I prefer doing it myself)

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For the rest of the questionnaire, kindly answer with your eldest child in mind.

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Have you ever set aside or invested money specifically for your child's future? ^*

(whether in your name or in your child's name)

Yes, I have invested/set aside specifically for my child

No, I have not invested specifically for my child

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How do you manage money for your child's future? ^*

(Select those that apply)

I manage everything within overall family finances

It is part of my savings/investments

I plan to arrange it when needed

Limited income/other financial products

I have not thought about it much

Other

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What investment options did you use for your child? ^*

(Select those that apply)

Equity investments (Mutual funds, Stocks)

Traditional Safety (FDs, RDs, Bonds, etc.)

Government Schemes (PPF,SSY, etc.)

Hybrid & Insurance linked (LIC, ULIPs, etc.)

Real & tangible assets (Real estate, Gold/Silver, Trusts etc.)

None (Regular savings account, cash etc.)

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What were the main reasons for not choosing equity-based investments (stocks, mutual funds, etc.) for your child? ^*

(Select all that apply)

Fear of losing the money I invest

Not understanding how it works

The market might be down when I need the money

Too difficult to set up or manage

The risk doesn't feel worth the potential returns

Other

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How did you track your child’s investments over the years? ^*

(Select those that apply)

In a diary or notebook

Using an Excel sheet

Through bank or policy statements

An advisor managed it for me  I just tracked them mentally

I didn't track them regularly

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What were the biggest challenges in managing these investments? ^*

(Select all that apply)

Hard to see everything in one place

Difficulty remembering maturity dates

Too much paperwork to manage

Hard to track the total current value

None, it was easy to manage

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'Oops! something went wrong.',

Where do you manage equity investments for your children's future? ^*

In their individual demat accounts (Legally in their name)

In my demat account (but earmarked separately for each child)

In my demat account (combined investments for all children)

Mixed with my personal investments

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'Oops! something went wrong.',

What did you see as the biggest advantage of putting the investments in your child’s demat account? ^*

(Select those that apply)

Guarantees the goal (Ensures it’s only used for them)

Better discipline (I’m less likely to "withdraw" from it)

Easy transfer (Automatic ownership when they turn 18)

Clearer tracking (Zero confusion with my own money)

Other

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'Oops! something went wrong.',

What were the main reasons you preferred keeping money in your own demat account? ^*

(Select those that apply)

Easier to manage (less paperwork)

More flexibility (easier to use in emergencies)

Retain control (child doesn’t get control at 18)

Too complicated (opening a minor account is a hassle)

Other

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Did you ever withdraw or use money set aside for your child for purposes other than your child’s intended goals? ^*

Yes, frequently used it for other needs

Yes, occasionally used it for other needs

Rarely used it for other needs

No never used it

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What were the main reasons to withdraw that money? ^*

(Select all that apply)

Emergency or urgent financial needs

Income instability or cash flow issues

Market related concerns (fear, losses or fluctuations)

For large purchases (house or car, etc)

Better investment opportunities

Other

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What is the current status of the money set aside for your child? ^*

Fully transferred to my child

Partially transferred

Not transferred yet - I still manage it

I plan to transfer it later

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'Oops! something went wrong.',

How did you feel about the timing of when your child received the money? ^*

It worked well - the timing matched when they needed it most

It felt slightly late - earlier access could have been more useful

It felt very later - it felt more like inheritance than timely support

I preferred to keep control, so timing was not a concern

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How do you feel about the timing of when your child will receive the money? ^*

It should work well

It may be slightly late (could have been sooner)

It may be quite late  (more like inheritance)

I prefer to keep control, so timing is not a concern

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Did the money saved for your child actually get used for its intended purpose? ^*

Yes, fully

Yes, partly

Yes, with money left over

No, used elsewhere

Not used yet

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Do you think the money saved for your child will actually get used for its intended purpose? ^*

Yes, fully

Yes, partly

Yes, and there may be money left over

No, it may be used for something else

Not sure yet

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Once your child became an adult, how did you feel about them having control over the investments? ^*

Completely comfortable - this was the plan all along

Somewhat comfortable

Not fully comfortable - I felt a loss of control

I kept things in my name to stay in control

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Once your child became an adult, how do you feel about them having control over the investments? ^*

Completely comfortable - this was the plan all along

Somewhat comfortable

Not fully comfortable - It might feel like a loss of control

I'll keep things in my name to stay in control

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Looking back, what would you do differently? ^*

(Select all that apply)

Start earlier with investments

Be more consistent with investments

Make better investment choices

Seek proper financial guidance

Nothing—I am satisfied

Other

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Open for a short follow-up conversation or want us to keep you updated with our journey?

Please share your details

(this is optional)

Name

Phone Number

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